Estate Planning · Florida · Probate

Florida Probate Fees: What You'll Actually Pay

By Jacqueline Jimenez, CTFA | Boricua Legacy Publishing Company··14 min read

David is 61, lives in Orlando, and thought he knew what to expect when his mother Eleanor passed away last year. She had a paid-off house in Kissimmee worth $310,000, a savings account with $47,000, a 2018 Honda CR-V, and some jewelry. No trust. No Lady Bird deed. Just a straightforward estate — or so he thought.

When David sat down with a probate attorney in the first week, he expected to hear something like “a few thousand dollars, wrapped up in a few months.” What he heard instead was a statutory fee structure, an extraordinary services clause, and a quote of $14,800 for attorney fees alone — before court costs, appraisers, or CPAs.

“I had no idea,” he told a friend. “I thought probate was a formality. I thought it was a filing fee.”

Fourteen months later, after the house finally sold and the estate closed, David had spent $17,580 — and had lost access to Eleanor's home during fourteen months of peak real estate market. He was furious. And he was also, finally, educated.

This article explains exactly where Florida probate fees come from, what the law says about them, and what David did next — so you do not have to learn this the same way he did.

Why Florida Probate Costs So Much

Florida's probate process is a court-supervised procedure for transferring a deceased person's assets to their heirs. That court supervision is what drives the cost. Before heirs receive a dollar, several layers of professionals and the court system itself all take their cut.

Here is who gets paid first, in order:

  • The probate court — filing fees, publication requirements, and ongoing proceeding costs.
  • The attorney — statutory fees based on estate value, plus potential surcharges for extraordinary services.
  • The personal representative — the person managing the estate also has a right to statutory compensation.
  • Appraisers and CPAs — required for valuing assets and filing the estate's tax returns.
  • Creditors — debts are paid from the estate before any distributions to heirs.

Eleanor's estate — $310k house, $47k savings, $18k car — sits in this system for fourteen months. David watches the costs accumulate in real time, line item by line item. Let's walk through each one.

Attorney Fees — The Biggest Line Item

Attorney fees are almost always the single largest cost in a Florida probate. They are governed by F.S. §733.6171, which sets out what constitutes “reasonable compensation” for an attorney managing a Florida estate.

The Statutory Fee Schedule

Florida law establishes a sliding-scale fee based on the gross value of the estate. For the first $1 million of estate value, the statutory fee is 3% of the gross estate (F.S. §733.6171(1)(a)). This is the floor for reasonable compensation — attorneys can charge more for complex estates, but this is where the calculation starts.

Eleanor's math:

Kissimmee home (paid-off)$310,000
Savings account$47,000
2018 Honda CR-V$18,000
Gross estate value$375,000
Statutory attorney fee (3%)≈ $11,250

Extraordinary Services — Where Fees Double

The 3% base rate covers routine probate administration. But F.S. §733.6171 also allows for surcharges when an attorney performs “extraordinary services” — things like:

  • Selling real estate during the probate proceeding
  • Preparing estate income tax returns
  • Handling contested claims or litigation
  • Managing income-producing property
  • Handling claims against or on behalf of the estate

Eleanor's house was sold during probate — a standard move, but one that triggered the extraordinary services surcharge. David's attorney charged $14,800 total — the base statutory fee plus the extraordinary services surcharge for managing the real estate sale mid-probate.

Alternatively, attorneys can charge hourly instead of the percentage fee. This happens more often in contested estates where the outcome is unpredictable and the time investment is hard to project. For Eleanor's estate, the percentage approach applied.

Personal Representative Fees

The personal representative (PR) — the person named to manage and administer the estate — is also entitled to compensation. Under F.S. §733.617, the PR fee follows the same 3% statutory formula used for attorney fees. On Eleanor's $375,000 estate, the statutory PR fee would have been approximately $11,250 as well.

David served as Eleanor's personal representative. He chose to waive his fee entirely — saving the estate $11,250. Most families in his situation do exactly this, because the alternative feels like getting paid to grieve your own mother.

What most families do not know is that the fee is optional. You can waive it. If you hire a professional PR — like a bank trust department — they will typically charge the full statutory fee or close to it. That adds another $11,000+ to the bill for a $375,000 estate.

David's takeaway:

He waived the PR fee. He saved $11,250. But he spent fourteen months managing the process — gathering documents, working with the attorney, handling the house sale, responding to the court. The savings came at the cost of hundreds of hours. For someone with a demanding job or who lives out of state, the professional PR fee may be worth paying.

Court Filing Fees

Florida formal probate requires multiple court filings, and each one costs money. These fees are set by statute and vary slightly by county.

  • Formal administration filing fee:

    Approximately $400, depending on the county. This is the fee to open the estate with the circuit court.

  • Publication of Notice to Creditors:

    Florida requires the personal representative to publish a notice to creditors in a local newspaper — once a week for two consecutive weeks. Cost: $200–$350 depending on the newspaper and the county. This is not optional; it starts the 90-day creditor claims window.

  • Additional filings (inventory, accountings, final order):

    The inventory of estate assets, annual accountings, and the petition for final discharge each carry their own fees. Individually modest, they total $500–$800 over the course of a formal administration.

David's court costs — filing fees plus publication — came to $810. Not the dominant expense, but not zero either.

Appraisers, CPAs, and Miscellaneous Costs

Beyond attorneys and courts, a typical Florida probate generates several other required professional costs:

Real estate appraisal: $300–$500

Before Eleanor's house could be sold through probate, it needed a formal appraisal to establish fair market value. The inventory filed with the court must reflect appraised values, not estimates. David paid $425.

CPA fees: $500–$1,500

Eleanor's estate required two tax returns: her final personal income tax return for the year of death, and an estate income tax return (Form 1041) for income earned by the estate during the probate period. A qualified CPA who handles estate returns — not just personal ones — charged $950 total.

Title search + recording fees: $300–$600

The real estate sale required a title search, title insurance, and recording of the personal representative's deed. These fees came to $380 for Eleanor's Kissimmee property.

Miscellaneous: certified copies, postage, DMV

Letters of Administration (which authorize the PR to act on behalf of the estate) cost a few dollars each, but you need many — for banks, the DMV, insurance companies, and the court. Eleanor's car title transfer was handled separately at the DMV after Letters were issued: $200. Certified copies and postage added another $215.

David's Full Bill — Eleanor's Estate

Here is every cost David paid to administer Eleanor's estate — laid out line by line, the way he wished he had seen it before he started.

Cost ItemAmount
Attorney fees (formal + extraordinary services)$14,800
Court filing fees + publication$810
Real estate appraisal$425
CPA (final return + estate return)$950
Title search + recording$380
Miscellaneous (certified copies, postage)$215
Total$17,580

David thought it would be under $5,000. He was off by $12,580. And that figure does not account for the fourteen months Eleanor's house sat in a legal limbo, unable to be sold at peak market — while property values in Kissimmee shifted.

It also does not account for the personal representative fee David was entitled to waive — which, had he taken it, would have added another $11,250 to the total, bringing the estate's administration costs close to $29,000 before distributions.

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Summary Administration vs. Formal Administration

Not every Florida estate requires the full formal administration process that David went through. Florida offers a simpler option — called summary administration — for qualifying estates.

When Summary Administration Is Available

Under F.S. §735.201, summary administration is available when either:

  • The decedent has been dead for more than two years, regardless of estate size, or
  • The value of the estate subject to administration in Florida — excluding homestead property — is $75,000 or less.

Eleanor did not qualify. Her savings account alone was under $75,000 — but the house pushed the non-exempt assets well above the threshold. If the house had been a Lady Bird deed or inside a trust, it might have been a different story. But it was not.

What Summary Administration Saves You

Summary administration is faster — typically weeks instead of the twelve to eighteen months formal administration takes — and much cheaper. Attorney fees for a summary administration typically run $1,500–$3,000, compared to the $14,800 David paid. There is no personal representative appointment, no publication period (in most cases), and fewer court filings.

If your loved one's estate qualifies, it is worth confirming that with an attorney before opening a formal administration and committing to the full fee structure.

Disposition Without Administration

For very small estates — where funeral expenses and medical bills essentially exhaust the assets — Florida also allows a “disposition without administration” under F.S. §735.301. This is the simplest path available — no court hearing, no personal representative, minimal cost. But it only applies in very limited circumstances where the estate's assets are genuinely tiny.

How to Avoid Most of These Costs

The tools to avoid Florida probate fees exist. They are not exotic or expensive. Eleanor had none of them. David is making sure Sofia will have all of them.

1. Revocable Living Trust

Assets held inside a revocable living trust pass directly to beneficiaries at death — no court, no attorney fees, no publication notice. The trustee handles the distribution privately and efficiently. For a $375,000 estate like Eleanor's, this alone eliminates the $14,800 attorney fee. The trust itself costs $1,500–$3,000 to draft and fund properly.

2. Lady Bird Deed (Enhanced Life Estate Deed)

A Lady Bird deed transfers real estate outside of probate automatically at death — without giving up any control during the owner's lifetime. For a home like Eleanor's, a Lady Bird deed would have removed the largest asset from the probate estate entirely. Cost: $300–$600 to draft. The house moves to David at death with a simple filing at the county clerk's office.

3. Beneficiary Designations (POD and TOD)

Bank accounts can be set up as Payable on Death (POD) to a named beneficiary. Brokerage accounts can carry Transfer on Death (TOD) designations. Life insurance and IRAs pass via beneficiary designation. All of these move outside probate automatically — no court, no delay. Eleanor's $47,000 savings account could have gone directly to David the week after she died, instead of sitting in the estate for fourteen months.

4. Joint Tenancy with Right of Survivorship

Property held in joint tenancy with right of survivorship (JTWROS) passes automatically to the surviving owner at death. This works well for married couples. It carries gift tax implications for other relationships — adding a non-spouse to a deed may trigger a taxable gift — so review this with an attorney before using it.

Eleanor had none of these tools in place. Her house went through probate. Her savings account went through probate. Her car went through probate. Every asset David inherited cost something in professional fees and time.

What David Did Next

The week after Eleanor's estate closed, David hired an estate planning attorney. He did not wait. He had spent fourteen months learning exactly what happens when you don't plan — and he was not going to put Sofia through the same thing.

Here is what David built for his own estate:

  • A revocable living trust — the primary structure for everything to flow through.
  • His house retitled into the trust via warranty deed, removing it from his probate estate.
  • POD designations on all his bank accounts — payable directly to Sofia.
  • His IRA beneficiary updated to name Sofia as the primary beneficiary.
  • A pour-over will to catch any assets that end up outside the trust at his death.

Total cost: $2,200.

The math:

David's current estate is worth approximately $380,000. Without a plan, the statutory attorney fee alone — 3% on $380k — would be $11,400 for Sofia to pay when he dies. Plus 12–14 months of formal administration. Plus court costs, appraisals, and a CPA.

With the trust and beneficiary designations in place, essentially none of that applies. Assets in the trust pass directly. POD accounts pass directly. Sofia never has to open a probate proceeding.

Sofia was sitting at the kitchen table when David explained it.

“So we just saved $11,000 by spending $2,200?”

David looked up from the trust documents. “And about a year of your life.”

He set down the papers. “We're not doing this to you.”

Frequently Asked Questions: Florida Probate Fees

What if no one hires an attorney — can you do probate yourself in Florida?

Yes, you can act as your own personal representative — and the personal representative fee is optional, as David showed. But there is an important catch: under F.S. §733.6171, the personal representative in a formal administration must be represented by a Florida-licensed attorney — unless the personal representative is themselves a licensed attorney. You can manage the estate yourself, but the estate must have counsel. The cost savings from going pro se are minimal; the risk of errors that delay the proceeding or expose you to personal liability are real.

Does the homestead property count toward the estate value for fee calculation?

Yes. Florida's homestead exemption provides important property tax and creditor protection benefits — but for purposes of calculating attorney fees under F.S. §733.6171, the homestead property is included in the gross estate value. Even though the home passes to heirs under homestead descent rules, it still counts toward the percentage-based fee calculation. This is why Eleanor's $310,000 house drove the attorney fee so high.

Are probate fees tax deductible?

Estate administration expenses — attorney fees, court costs, CPA fees, appraisal costs — can be deducted from the estate's taxable income on the estate's income tax return (Form 1041) or from the gross estate on the estate tax return (Form 706), if one is required. But you cannot deduct the same expenses on both returns — it is one or the other. Which return to use them on is a tax strategy question worth discussing with the CPA handling the estate.

What happens if there is a dispute between heirs?

Contested probates are significantly more expensive. When heirs disagree about the validity of a will, the value of assets, or the conduct of the personal representative, the attorney fees can easily reach 2–3 times the statutory rate due to litigation surcharges. Courts have discretion to award extraordinary compensation for litigation. Trial time adds further cost. If a dispute is looming, mediation — before formal litigation — is strongly recommended. It is far cheaper and often faster than a contested court proceeding.

If I set up a trust now, does it cover assets I acquire later?

Only if you retitle those assets into the trust after you acquire them. This is the most common estate planning mistake — and it is the reason David's mother's estate went through probate in the first place. Eleanor may have had good intentions, but she never followed through on the funding step. A trust with no assets in it provides no probate protection for those assets. Every new account, every piece of real property, every vehicle you want to protect must be actively moved into the trust. This is called “funding the trust,” and it is an ongoing obligation — not a one-time step.

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Note: This article is for educational purposes and does not constitute legal or tax advice. Florida probate fees, statutory fee schedules, and court costs are subject to change and vary by county and circumstance. The figures in this article are illustrative and based on Eleanor's hypothetical estate — actual costs in any individual case depend on the specific facts, county, complexity of the estate, and applicable law at the time. Consult a licensed Florida probate attorney for guidance specific to your situation.

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Jacqueline Jimenez, CTFA brings 35+ years of wealth management expertise to every guide. Simple language. Real strategies. No jargon.

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